Tag Archives: Jonathan Kolstad

What are the Welfare Gains of the Individual Mandate: Evidence from MA

From Martin Hackmann, Jonathan Kolstad, and Amanda Kowalski: We develop a model of selection that incorporates a key element of recent health reforms: an individual mandate. Using data from Massachusetts, we estimate the parameters of the model. In the individual market for … Continue reading

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Mandate-Based Health Reform and the Labor Market: Evidence from the Massachusetts Reform

From Jonathan Kolstad and Amanda Kowalski: We model the labor market impact of the three key provisions of the recent Massachusetts and national “mandate-based” health reforms: individual and employer mandates and expansions in publicly-subsidized coverage. Using our model, we characterize the … Continue reading

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Health Insurance for “Humans”: Information Frictions, Plan Choice, and Consumer Welfare

From Ben Handel and Jonathan Kolstad: Traditional models of insurance choice are predicated on fully informed and rational consumers protecting themselves from exposure to financial risk.  In practice, choosing an insurance plan from a set of complex non-linear contracts is a complicated decision often made … Continue reading

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